chase credit card

The prestigious J.P Morgan Chase & Company provides global financial services. Operating in more than 50 countries, the company offers its customers a wide range of services including business, personal lending, insurance/investing and many other personal services.




The Chase PerfectCard Is Better Than Your Gas Credit Card

The prestigious J.P Morgan Chase & Company provides global financial services. Operating in more than 50 countries, the company offers its customers a wide range of services including business, personal loans, insurance / investment and many other personal services.

Understanding the needs of its customers, Chase has introduced The Chase PerfectCard. The card is for the benefit of the people who have fantastic credit and make frequent gas purchases.

The Card And Its Benefits

The Chase PerfectCard enables you earn good rebates on gasoline purchase and that irrespective of brand. The oil company credit cards allow the cardholders to use their card at certain gas stations only; however, this is not the case with The Chase PerfectCard TM.

You can avail of a 6% rebate that is applicable to all gasoline purchases made in the initial period of 90 days. Thereafter, you will be allowed only 3% rebate on all gas purchases. You even earn a 1% rebate on all the other purchases, no matter where you make your purchases.

The Other Card Blessings

Apart from the rebate program, the card also offers more facilities like a maximum of $500000 in travel accident insurance, purchase protection plan, and auto rental insurance.

The card has a 0% introductory rate applicable on balance transfers as well as on purchases for the initial period of 12 months based on your credit background. The annual percentage rate (APR) rises from 0% to 14.24% after the end of the introductory period. In comparison to the other gas credit cards, the APR is quite modest. You will find it convenient that there is no annual fee associated with this card.

The card will benefit you immensely if you have plans to pay in full after the termination of the introductory period and make the maximum use of card for your purchases. This way, you will be able to avoid finance charges and simultaneously gain rewards, i.e., earn great rebates.

The credit card also comes with benefits like a purchase protection plan, auto rental insurance and travel accident insurance. The cardholders will receive lost and stolen card replacement, emergency card and cash replacement, and fraud as well as security protection services. It provides platinum benefits concerning travel and emergency assistant services.

The Chase PerfectCard enables you to enjoy a gas credit card with the rabate program making you save on fuel costs in the face of rising oil prices.

Additional Advantages

Like most of the other credit cards, the Chase PerfectCard also provides its customers different account related services, no liability for unauthorized transactions, a financial statement at the end of the year, and more benefits.

However, you need to be careful about the applicable restrictions, exclusions and limitations. Always refer to the Guide to Benefits for the details when opening an account.

Richard Gilliland Provides Expert opinions and reviews to help you Compare and Apply for a Credit Card - Compare Credit Card Offers with Credit-Wisdom.com - Unraveling the best in Personal and Business Credit Cards [http://www.credit-wisdom.com/creditcards/business-credit-cards.php].

chase credit card

Like most other credit card issuers, Chase Bank recognized the opportunities that abound in the small business credit card market. This big bank, traditionally for giant corporations only, is now seriously pursuing small businesses by enticing them with a wide array of different Chase business credit card products.




Chase Goes After Small Businesses with Business Credit Cards

. Like the other players entering this market, their business credit cards too are designed to help small business owners free their personal credit cards from the burden of business related expenses whilst offering them a fresh source of purchasing power.

There are a number of business credit cards in their repertoire. Since many small business owners find rewards and discounts to be attractive features in business credit cards, Chase issues several different versions of these. The more interesting offers include cash back features ranging from 3 to 5 percent on the purchases that small business owners typically make on a day to day basis. Chase business credit cards with premier cash rebate, give 3 percent cash back on purchases of gasoline and office supplies, and those purchases made at restaurants, hardware stores, and home improvement centers; all other purchases give one percent cash back.

The cash rewards business credit cards offer 5 percent cash back on purchases from all merchants. Such a substantial cash back feature will doubtlessly induce greater spend on this business credit card.

They have an interesting flexible rewards platinum business credit card, allowing a choice between four kinds of rewards. The business earns 1 point for every dollar spent on this business credit card and the points accumulated are redeemable in the form of cash back, travel, merchandise or gift certificates, from 2,500 points upwards.

Chase also issued business credit cards in partnership with other companies, including Amazon, Bell South and others. Professionals get some special treatment with their own business credit card product, aptly named the Chase Professional card.

In what could well become quite popular, Chase released a purpose designed business credit card for contractors. These business credit cards are issued under the Visa signature business credit card series, which means that there are no pre-set spending limits enforced.

The contractor business credit cards allows for some elbow room on cash flow by giving 60 days of same-as-cash credit for certain qualified construction purchases. Within 60 days of April and a 0 percent, the business will not be required to make payments against construction qualified purchases charged to the credit card business. Bear in mind though, that the purchase must exceed the $1,000 mark.

It is important to note, that those in default on their business credit card payments for due balances, will lose the special privilege. Those balances above the revolving credit amount will be subject to finance charges, which will be included in the minimum payments due.

Contractor business credit card holders get 2 percent cash back on all material and supply purchases and 1 percent on all other purchases. The eligible business credit card purchases will include those made at retail stores or with other contractors recognized by Chase. Business credit card purchases made at warehouse clubs, discount stores, and superstores will not be eligible for the 1 point for every $1 purchase feature.

Richard Gilliland Provides Expert opinions and reviews to help you Compare and Apply for a Credit Card - Compare Credit Card Offers with Credit-Wisdom.com - Unraveling the best in Personal and Business Credit Cards [http://www.credit-wisdom.com/creditcards/business-credit-cards.php].

chase credit card